Many thanks to many volunteers who helped make the 2014 Southwest Conservation District annual plant sale a successful one. Wallingford Garden Club Members: Carol Foley, Rose Northrop, Shirley Rouse, Barbara Hannon, Ann Gouin, Karin Pyskaty, Eileen McMahon, Laurie Gray, Shirley Lagerstrom and Lillian Weaver. North Haven Garden Club Members: Gerri Giordano, Jan Tracey, Lynda O’Donnell, Emily Cosenza, Marge Quinn, Lee Fermo, Lina Cardozo and Mary Cameron. Daytime Gardeners of North Haven Member: Eleanor Harple. UConn Master Gardeners: Gail Eisenhauer, Mary Lee Ebert, Marvin Carley and Joan Lenart.
Starting a business takes careful consideration and planning. It takes emotional and financial preparation and a commitment to invest the time required to see your endeavor succeed. The stakes are also high: only half of all new businesses survive five years or more, according to the U.S. Small Business Administration. But despite the many challenges of starting a business, the business owners say the rewards are plenty. There are several things to keep in mind as you consider launching your small business.
One of the first considerations is to make sure you have a solid business plan. That includes doing research to learn about your customers, your competitors and your industry and meeting with a professional to review projected cash flow. Make sure you research the startup costs for your business and you have a financial plan that you’ve reviewed with a professional to ensure that you have the funds you need for the first years of operation. And before you apply for credit, take time to understand what your business needs to do to be considered credit-ready and in the best position to secure financing.
Often, potential small-business owners underestimate the amount of time and energy it takes to launch a new business. Yet, owning a small business can be extremely rewarding. Think about why you want to start a business and what the potential opportunity could be. Most small businesses do not turn a profit immediately, so you need to make sure you have enough reserves on hand to cover your expenses. Business owners should plan on having enough working capital for at least a year. Building a small business comes with many challenges, yet the opportunities and rewards of starting a business can be amazing.
Kent McClun, Meriden
Who gets to kill people and get away with it? Soldiers and police, among potential others. Nobody else, really. I saw a 60s episode of “The Saint” with Roger Moore. A girl had a gun in her purse. Roger asked her, “Why is it in your purse?” No answer. Roger looks at her and smiles and says, “My dear lady, guns are for shooting people” (tongue-in-cheek). The NRA needs to realize this. People that are law-abiding citizens could snap (mentally) and murder innocent people. You may be able to dodge a knife, but not a bullet. The person that stole signs from Mystic and Newtown massacre victims claims that the deaths are a hoax. He must be omniscient. Just because he loves guns, he’s decided it never happened.
Sure, a gun locked up in your house may protect you from criminals. Too many kids have died accidentally with their parents’ guns. It happens too often. If you know 100 percent what to do with your guns, wonderful. But please don’t carry it with you. Keep it locked up in your car, if you legally own one. I disagree with the NRA and some gun zealots in regard to background checks. Face it, NRA — too many crazy and bad people have gotten hold of weapons. You say you need guns to protect against the government if it some day turns on you. Why does a civilian need an assault rifle that can kill 20 people in 12 seconds? What’s the purpose? Besides, all governments that are powerful have nuclear weapons. Heaven forbid that average citizens gets nuclear weapons in their hands. That would be Armageddon.